BNPL Pay BNPL

What BNPL actually is on-chain

BNPL Pay is an ERC-20 deployed on Ethereum, at contract address 0x28a062B8Cd62A219210211f2085281c0Aca2B2b9. That address, not the ticker BNPL, is what uniquely identifies this asset: anyone can deploy a second token calling itself BNPL, but the contract is unforgeable. Verify it against etherscan.io before sending funds or approving a spend.

Because it lives on Ethereum, BNPL is held in any EVM-compatible wallet, transfers are paid for in ETH rather than in BNPL itself, and secondary liquidity sits in Uniswap-style AMM pools. Two consequences follow for anyone setting alerts: you need ETH in the same wallet to move the token at all, and a quoted price taken from a pool is a pool price — it includes slippage that an order-book quote would not.

Another asset tracked on this site also uses the ticker BNPL: BNPL Pay [OLD] (Ethereum, 0x84d8…7a53). The asset on this page is specifically the Ethereum deployment at 0x28a0…B2b9. These are unrelated tokens with separate contracts, separate supply and separate price histories — a price alert set on one of them says nothing about the others, and a ticker search is not enough to tell them apart.

For BNPL the project publishes an active account as @bnplpay. That is a partial paper trail — enough to check claims against, not enough to audit. None of it is a quality judgement about the asset; it is simply what can be independently checked before the chart is worth looking at.

Where BNPL sits in the market

BNPL Pay ranks #3056, in the upper long tail, past the point where most data providers stop publishing supply figures, far outside the set of assets that carry continuous market-maker coverage. At this end of the table the first question is data integrity rather than valuation: a quote can originate from a single pool or a single venue, reported volume is difficult to verify independently, and the distance between the last print and a genuinely executable price can be wide. Treat any indicator computed on this series as provisional.

We are not currently receiving a live BNPL order book from any of the exchanges connected to this site, so no real-time quote is shown above. That is itself information: it usually means the pair is unlisted on the venues we track, or trading has been halted. BNPL is a Ethereum asset, so whatever turnover exists is most likely in Uniswap-style AMM pools rather than on a centralised book, and every fill there costs ETH in gas on top of the pool's own fee.

BNPL against its all-time high

BNPL Pay's record high is $0.0214, set on 2025-08-27. That high sits in a range where whole-cent and whole-unit levels are genuinely traded, which makes them usable as alert thresholds if a quote returns. It was set about a year ago, so it belongs to the current cycle but not to current conditions. We are not quoting a drawdown from it because no tracked venue is giving us a live BNPL price — a stale or single-pool number would make that percentage look precise when it is not.

BNPL across its historical range

The recorded range is comparatively narrow: 1.39x between $0.0154 and $0.0214. Either the price history is short, or the asset is designed not to move.

The record low of $0.0154 was printed on 2026-01-28 — about a year ago. We have no live quote to measure the current distance from it.

BNPL supply and valuation data

Supply figures for BNPL are self-reported at this rank rather than reconciled against the chain, so we publish the valuation we have and not a circulating-supply number we cannot check. What we do have is a fully diluted valuation of $18.0 million as of 2026-05-12. That is in the upper quartile of tracked assets by fully diluted value.

Since the figure is a snapshot rather than a live number, we do not reverse it into a supply count: the price has moved since it was taken, and that division would produce a confident but incorrect token count. For any per-token valuation, check the current supply on the project's own explorer first. The authoritative figure is the one etherscan.io reports for this contract.

What kind of asset BNPL is

BNPL Pay is a DeFi protocol token, which ties it to total value locked and to the interest-rate environment on-chain. These assets carry a beta to the market plus a second exposure that is easy to miss: protocol risk. A contract exploit or an oracle failure repriced instantly and independently of any market move, and that tail is a real component of holding the token.

CoinGecko files BNPL under 2 categories, including Decentralized Finance (DeFi), Ethereum Ecosystem. CoinGecko also records deployments on Ethereum (3,072 tracked tokens), so its on-chain liquidity and its user base move with that network.

How to set a BNPL Pay alert that is worth receiving

BNPL Pay is the ERC-20 at 0x28a0…B2b9 on Ethereum — high dated 2025-08-27 — rank #3056. On this profile the condition that carries signal is a two-sided price threshold beyond the recent band plus a 4-hour or daily RSI condition.

Full alert-design method: thresholds, RSI/MACD and volume conditions →